Chiropractor Liability Insurance
As a chiropractor, you may think that if you are careful and conscientious, your patients will never sue you. However, do you want to take that risk in the rare chance that someone does decide that you didn’t provide optimal care? Even if you are innocent, you still have to go to court, which will cost a great deal if you want to be represented by a skilled lawyer. That’s why it’s important to have chiropractic liability insurance.
Just like any medical professional, chiropractors are held to a high standard when it comes to taking care of patients. The spine and back are delicate areas of the body, so a chiropractor has to be extra careful when performing an adjustment or applying any type of treatment.
Chiropractors can be sued for any number of reasons including:
● Failure to diagnose a back condition
● Manipulation of the neck that causes a stroke, paralysis, or other injury
● Spinal manipulation that causes bone or muscle weakness, or disc herniation
Although malpractice lawsuits against chiropractors are few, being covered by quality insurance will put your mind at ease as you concentrate on taking care of patients.
Chiropractor Liability Insurance Cost
Premiums for chiropractic liability insurance are relatively low compared to doctors and surgeons. The cost for doctor or surgeon liability insurance can range from $20,000 to $200,000 per year, whereas chiropractic malpractice insurance premiums can cost anywhere from $100 to $2500 per year.
Typically, liability insurance premiums are based on several factors including where a chiropractor’s practice is located and the type of policy needed.
Great Rates, Better Service
There are many malpractice insurance brokers who offer great rates, but few who offer professional, personalized client service. Not only do we help you save time and money, but you can also consider us as your go-to source for malpractice insurance information and news.
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Medical liability insurance services for:
- Physician assistant
- Medical student
- Urgent care center
- Weight loss center
- X-ray and Imaging centers
- Plastic surgeon