Dental Malpractice Insurance
Although it isn’t talked about very much, dentists face the same risks as other medical professionals do when taking care of patients. Because of these risks, dentists should consider investing in dental liability insurance, or professional liability insurance.
Dentists like you perform a variety of dental procedures, and if you’re not careful, it can lead to injury or even death to a patient. A dentist can be sued for such things like an infection from dental tools, failure to diagnose oral cancer or periodontal disease, wrongful death from anesthesia, unnecessary extraction of teeth, or even a breach of patient confidentiality. Any significant pain or loss suffered due to a dentist’s negligence can be grounds for a lawsuit.
Insurance will help cover legal expenses as well as any monetary settlements. Now, imagine if you did not have insurance. You would have to pay all of these costs out of pocket, which can drain your bank account and may even lead to bankruptcy.
Although insurance is not required by every state, you are still liable for any damages if a lawsuit is filed. Check with the board of dentistry for specific requirements in your state.
Dentist Liability Insurance Costs
The cost of dentist liability insurance will be based on how much experience you have, the types of dental services you offer, your geographic location, and the amount of patients you have. Depending on the provider, other factors are also taken into consideration.
Although premiums for dentist liability insurance can be considered high, it is nothing compared to the cost of fighting a malpractice lawsuit.
Let Us Help You Save Money
As experts in malpractice insurance, we have helped many professionals like you save a great deal of time and money. Not only that, but we back up those savings with professional, courteous service.
Find out we can get you lower rates on dentist liability insurance. Request a free, no-obligation dental liability insurance quote today!
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